Diversify with the liquidity you have: invest your salary through an index fund SIP, build a cash buffer, and sell a slice in a secondary when one comes.

Every question on it 15 answers

1. How do I start diversifying when most of my wealth is illiquid? Wealth
2. My company is doing great. Why should I worry about concentration? Wealth
3. How much of my net worth in my startup should feel like too much? Wealth
4. What actually happens to my family if my startup fails and it is most of our net worth? Wealth
5. Are my salary, my house, and my ESOPs all riding on the same company? Wealth
6. My net worth is almost all startup equity on paper. Is that real wealth or not? Wealth
7. Everyone says go all-in on my startup. Isn't taking money off the table a sign I don't believe in it? Wealth
8. Is concentration risk different for a bootstrapped founder than a VC-funded one? Wealth
9. Should I sell some shares in a secondary just to build a safety net for my family? Wealth
10. Where should the first money I take off the table actually go? Wealth
11. Should my diversified money try to beat the market, or just track it? Wealth
12. Should I diversify into real estate, gold, or just index funds? Wealth
13. How do I diversify out of my company without triggering a big tax hit in India? Wealth
14. Should I buy stocks in my own industry since I understand it best? Wealth
15. Is buying real estate a smart way to diversify away from my startup? Wealth

The readingMost used across these answers

• The Psychology of Money Read · 8 answers
• Personal Finance Use · 6 answers
• The Equity Equation Read · 3 answers
• The Stock Series Read · 3 answers
• Capital gains tax in India Read · 2 answers
• Bogleheads: getting started Read · 2 answers
• Home loan tax benefits Read · 2 answers
• The Holloway Guide to Equity Compensation Read
• Equity 101 for founders and employees Read
• How secondary sales work at private companies Read

The terms

Liquidity EventSecondary Sale