Fintech startups in Los Angeles
Consumer and creator fintech: Dave, Karat, Rain and Sunbit, plus the payments and spend layer beneath them.
14 companies building in Fintech here.
Jason Wilk
Founded 2016 (Wilk's fourth venture, funded by his $85M AllScreen sale), Dave is a neobank/cash-advance app built to kill overdraft fees, now serving 10M+ users. Went public on Nasdaq (ticker DAVE) in Januar...
Arad Levertov, Tal Riesenfeld & Ornit Dweck-Maizel
Founded 2016, Sunbit is a point-of-sale BNPL/financing platform focused on non-discretionary spend (auto service, dental, optical, veterinary), with ~90% approval in 30 seconds. Hit unicorn status with a $13...
Shivani Siroya
Founded 2014, Tala is a mobile microlender for the underbanked in emerging markets, using smartphone data to underwrite $10–$500 loans; core markets are the Philippines, Mexico and Kenya, expanding into Indi...
Yinon Ravid & Andrzej Baraniak
Founded 2015, Albert is an all-in-one consumer money app (budgeting, automated saving, spending, investing and human financial 'Genius' advice). Raised a $100M Series C led by General Atlantic with CapitalG ...
Eric Wei & Will Kim
Founded 2019, Karat is the financial operating system for content creators — a business bank account, high-limit 'Black Card', and credit lines underwritten on audience/social metrics for YouTube/TikTok/Inst...
Patrick Kann & Jason Meltzer
Founded 2016, Papaya is a mobile bill-pay app: users snap a photo of any bill (utilities, medical, parking tickets) and Papaya's 'bill understanding' tech handles payment. Raised a $50M Series B (Dec 2021) l...
Alex Bouaziz & others
Founded 2019, Rain is an employer-integrated earned-wage-access (EWA) and financial-wellness app; it has onboarded 2.5M+ employees and distributed $2B+ in earned wages. Raised a $75M Series B (April 2025) le...
Mike de Vere (CEO)
Founded 2009 (as ZestFinance), Zest AI sells AI-driven credit-underwriting software that helps banks and credit unions build fairer, more transparent lending models; customers include Freddie Mac, Discover a...
LA-headquartered business-management and booking software for salons, spas and self-care businesses, co-founded by Matt Danna and Sean Stavropoulos. Raised an $80M Series D (JMI Equity) at a ~$800M valuation...
Los Angeles-headquartered fintech providing expense management, corporate cards and AP/travel spend automation for enterprises (brands include Certify, Abacus, Captio). A Greater-LA fintech/spend-management ...
LA (Sherman Oaks)-based accounting and finance operations SaaS co-founded by Mike Whitmire, automating the financial close and compliance workflows. Raised a $100M Series E in 2024 at a $1.6B valuation. A du...
LA-based AI parking and mobility-commerce platform co-founded and led by Alex Israel; its computer-vision 'drive-in, drive-out' checkout runs across large parking networks. Took SP+ private (~$1.5B, 2024), a...
Santa Monica-based mobility fintech building a vehicle-subscription platform and data model to make car access flexible and more sustainable for automotive retail. A Greater-LA entrant in the mobility/subscr...
Glendale (Greater LA)-headquartered vertical SaaS for the trades (HVAC, plumbing, electrical, home services) co-founded by Ara Mahdessian and Vahe Kuzoyan. IPO'd on NASDAQ in Dec 2024 (ticker TTAN). LA's lan...
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eChai is free, open and community-led, and LA does not have a chapter yet. If you are a founder or operator here who wants to bring the diaspora and the wider ecosystem together, email [email protected]. The natural launch partner is TiE SoCal, and the nearest live chapter meanwhile is San Francisco.
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