5 resources from hdfc.bank.in we point founders to, and the questions each answers.
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HDFC Bank's current account for startups, with the fees on the page: an average quarterly balance of Rs 50,000 waived for the first 4 quarters and a non-maintenance charge of Rs 3,000 a quarter after that. A DPIIT certificate is asked for only if you have one.
HDFC Bank's own page for its mid-tier business card, the one most small businesses with steady spend end up on. It states the fee (₹2,500 plus taxes, waived after ₹4 lakh spent in a card year) and the earn rate: 5 reward points per ₹200, and 5X on income tax and GST payments, bill payments and Google and Meta ads.
HDFC Bank's entry business card, for a proprietor or small firm spending under a lakh a year on business costs. The page states the ₹500 plus taxes fee and the ₹1 lakh annual spend that waives the next renewal.
HDFC Bank's top business card, for a business putting several lakh a year through one card. The page states the ₹10,000 plus taxes fee, the ₹7.5 lakh spend that waives the renewal, and 5 reward points per ₹150 with 5X on tax, GST, travel and software purchases.
HDFC Bank's business card that links to any UPI app, for a small business that pays suppliers and expenses by UPI and wants the credit period. It pays 3% CashPoints on groceries, supermarkets and dining, 2% on utility bills and 1% on other spends, and the renewal fee is waived above ₹25,000 a year.
