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Kiva's US lending program: 0% interest loans with no fees, no collateral and no minimum credit score, crowdfunded first from people you know and then from Kiva's public lenders.
Kiva U.S.: 0% interest small business loans
From kiva.org by Kiva Program page
- Loans carry 0% interest and no fees.
- No collateral and no minimum credit score are required.
- You first rally private lenders from your own network, then the public fundraises the rest.