📄 Article
✓ Link checked
India
Free
Beginner
Works CTC down to in-hand pay before and after the Labour Codes for several CTC levels, showing basic moving to 50% of CTC, PF at 24% of basic (employer plus employee) and gratuity provisioned at 4.81% of basic.
In-hand salary calculation: how much you take home on Rs 5 lakh to Rs 20 lakh CTC under the new rules
From upstox.com by Upstox ~8 min read
- Where basic is already 50% of CTC, in-hand pay does not change.
- Employers that restrict PF to the wage ceiling keep in-hand pay steadier; the ceiling rose from Rs 15,000 to Rs 25,000 a month on 17 September 2026, after this article, so the restricted contribution is now Rs 3,000 a month, not Rs 1,800.
- Gratuity in CTC is paid only after five years of service.
