Article · 12 min read
Stripe Atlas vs. Clerky: 2026 Incorporation Guide for Startup Founders
Rho editorial team · Rho Free Beginner
This is the honest side-by-side you want before spending a rupee on a Delaware C-corp: Atlas at $500 one-time (files your 83(b) automatically, next-day incorporation, banking plus $2,500 in Stripe credits) versus Clerky at $819 lifetime (unlimited SAFEs, convertible notes, and hiring paperwork for the whole VC track). It states the load-bearing caveat plainly: neither is a law firm, no attorney reviews your docs, so if anything is unusual, talk to a lawyer first.
- Atlas wins for speed plus banking; Clerky wins if you will issue SAFEs and option grants and want the full YC document stack for life
- Real numbers: Atlas $500 + ~$100/yr registered agent; Clerky $819 lifetime + ~$125/yr, both incorporating in 1 to 3 business days
- Both are automation tools, not counsel: they get the boilerplate right but no lawyer reads your specific situation