Article · 15 min read

The Best Accounting Software for Small Business

NerdWallet · nerdwallet.com Free Beginner

NerdWallet's independent review of US small-business accounting software, updated July 2026: QuickBooks Online for working with an accountant, Xero for simple accounting, FreshBooks for freelancers, Zoho Books for a free plan, Wave for very small service businesses and Sage 50 for desktop. The reference for a US reader.

  • QuickBooks Online is the pick when an accountant is involved; Xero when you want simple.
  • FreshBooks suits freelancers who mostly invoice and track time.
  • Sage 50 is the desktop option for a US business that does not want the cloud.
Open on nerdwallet.com ↗

The question it answers

  1. Which accounting software should a small business use?

Read with it

  1. Accounting software made in India with GST invoicing; it produces the profit and loss statement from your entries. There is a... zoho.com Tool · Pricing page Zoho Books plans and pricing (India) Zoho
  2. Tally's own price page for TallyPrime, the accounting software most Indian CAs already use. Silver for one PC is Rs 750 a... tallysolutions.com Tool · Pricing page Buy TallyPrime: plans and prices Tally Solutions
  3. Vyapar's own plan page. Vyapar is GST billing and inventory built for shops, traders and small manufacturers who bill from a... vyaparapp.in Tool · Pricing page Vyapar plans and pricing Vyapar
  4. MyBillBook's own pricing page. It is GST billing and stock software for small shops and traders, phone first with a desktop app... mybillbook.in Tool · Pricing page myBillBook pricing plans myBillBook (FloBiz)
  5. Intuit's US price list for QuickBooks Online, the default accounting software of US accountants. QuickBooks Free costs $0 for... quickbooks.intuit.com Tool · Pricing page QuickBooks Online pricing (US) Intuit
  6. Xero's own US price page. Xero is the cleaner, simpler rival to QuickBooks for small US, UK, Australian and New Zealand... xero.com Tool · Pricing page Xero pricing plans (US) Xero
eChai Partner Brands The partnership →