Article · 12 min read

The Best Invoicing Software for Small Business

NerdWallet · nerdwallet.com Free Beginner

NerdWallet's independent review of invoicing software for US small businesses, updated March 2026: Square Invoices with a POS, QuickBooks for accounting, FreshBooks for freelancers, Xero for larger small businesses, Wave and Zoho Invoice for free invoicing, Invoice Ninja for payment flexibility and Harvest for project invoicing.

Zoho Invoice and Wave are the free picks; FreshBooks is the freelancer pick.
Harvest suits billing by the hour against projects.
Square Invoices fits a business that also takes payments in person.

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The question it answers

Which invoicing and quoting software should a small business or freelancer use?

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Zoho's invoicing app, which its own pricing page lists at ₹0 for Indian businesses, forever. It makes GST-compliant invoices,... zoho.com Tool · Pricing page Zoho Invoice pricing: free for Indian businesses Zoho
Vyapar's own plan page. Vyapar is GST billing and inventory built for shops, traders and small manufacturers who bill from a... vyaparapp.in Tool · Pricing page Vyapar plans and pricing Vyapar
MyBillBook's own pricing page. It is GST billing and stock software for small shops and traders, phone first with a desktop app... mybillbook.in Tool · Pricing page myBillBook pricing plans myBillBook (FloBiz)
Intuit's US price list for QuickBooks Online, the default accounting software of US accountants. QuickBooks Free costs $0 for... quickbooks.intuit.com Tool · Pricing page QuickBooks Online pricing (US) Intuit
Wave's own price page. Its Starter plan is free for unlimited estimates, invoices, bills and bookkeeping records, aimed at US... waveapps.com Tool · Pricing page Wave pricing Wave
Refrens' own pricing page. Refrens is an Indian invoicing, quotation and bookkeeping tool popular with freelancers, agencies... refrens.com Tool · Pricing page Refrens pricing Refrens

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