Yes, keep them in different accounts and think of them as different money. Company runway belongs to the company and its investors, and it should fund the business, not your rent. Your personal emergency fund is yours and exists so that a bad month at the startup never becomes a bad month at home. Mixing them is how founders quietly end up personally funding payroll or, worse, dipping into the company account for personal costs, which creates a mess at audit and tax time. Draw a clean line: a personal buffer in your own name, the company's cash in the company's accounts, and a deliberate, documented salary moving from one to the other. If you ever do lend personal money to the company, paper it properly and check the treatment with a CA, since rules here change and the accounting matters.
A curated summary to orient you, not advice. The resources below are the real value.
2 hand-picked resources, 2 India-specific, 1 link-checked. Pick how you want to dig in.
Why we picked it The free, India-first grounding in what to do with cash once you have it: goals, allocation, SIPs, and not losing it to fees.
From Zerodha Varsity by Zerodha Varsity
Open zerodha.com →Why we picked it A no-nonsense, ad-light India personal-finance site: plain math and free calculators for emergency funds, goals, and asset allocation, with no product to sell you.
From Freefincal by M. Pattabiraman
Open freefincal.com →
