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India
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Beginner
Why we picked it A D2C-specific (not generic SaaS) comparison of the big three Indian gateways, weighing fees, settlement speed and AMC rather than just headline rates. Good first stop before you sign up anywhere.
Best Payment Gateway India 2026: Razorpay vs Cashfree vs PayU
From dhanaay.com by Dhanaay
- Razorpay: ~2% fee, zero AMC, fastest activation (2-3 days).
- Cashfree: lower headline rate but a ₹4,999/year AMC eats into savings at low volume.
- PayU wins on EMI tie-ups, relevant if your AOV is high-ticket.
