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India
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Beginner
Why we picked it Answers the practical follow up question a founder hits right after GST: can I even take payments without one. Written by a payment gateway itself, so it is the source, not a summary.
Payment Gateway Without GST: Can You Accept Online Payments?
From PhonePe Business by PhonePe
- UPI apps and payment gateways like Cashfree and Razorpay let you onboard with just PAN and bank details below the GST threshold, but with lower transaction limits.
- E-commerce marketplaces like Amazon and Flipkart mandate GST regardless of turnover, unlike your own payment gateway account.
- Tax authorities track UPI transaction data, so crossing the threshold quietly is not really an option.