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razorpay.com

7 resources from razorpay.com we point founders to, and the questions each answers.

📄 Article
✓ Link checked India Free Beginner

Why we picked it A fintech-written explainer that connects HS codes to the GST and payment side of exporting, which most pure customs guides skip, useful for seeing the whole compliance chain in one place.

ITC HS Code: Meaning, List & How to Find It (India Guide)

From razorpay.com by Razorpay

  • Explains how HS codes tie into GST invoicing for exports
  • Covers the practical 'how do I find mine' question with examples
  • Written with the Indian exporter's paperwork stack in mind
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📄 Article
✓ Link checked India Free Intermediate

Why we picked it Razorpay's own guide, written as an Indian payment aggregator now licensed for cross-border transactions, covers the practical settlement and compliance stack from a platform actually operating in this space.

B2B Cross-Border Payments: The Complete 2026 Guide for Indian Businesses

From razorpay.com by Razorpay

  • Covers RBI payment-aggregator-cross-border licensing and what it means for merchants
  • Details typical settlement timelines for INR settlement of export payments
  • Useful for B2B exporters specifically, not just D2C consumer-facing payments
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📄 Article
✓ Link checked India Free Intermediate

Why we picked it A fintech's practitioner view of the exact documentation and shipping-bill declaration process for claiming RoDTEP - useful as the operational checklist to hand to whoever handles your export paperwork.

RoDTEP Scheme: Definition, Eligibility, Documentation

From razorpay.com by Razorpay

  • Claim must be declared on the shipping bill itself at the time of export.
  • Requires a valid IEC and a verified ICEGATE account to receive e-scrips.
  • Documentation errors are the most common reason claims get delayed or rejected.
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📄 Article
✓ Link checked India Free Beginner

Why we picked it An India-based fintech's read on Shopify international selling, useful because it frames the payments and settlement side (the part that trips up Indian founders most) alongside the Shopify Markets setup steps.

Selling on Shopify: The 2026 Guide to International Markets

From razorpay.com by Razorpay

  • Walks through Shopify Markets setup with an Indian seller's payment concerns in mind
  • Covers currency conversion and localized checkout specifically
  • Flags where Indian settlement and compliance intersect with Shopify's global tools
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📄 Article
✓ Link checked India Free Intermediate

Why we picked it The clearest technical explanation of why UPI Intent out-converts Collect, from the gateway that actually routes the transactions and sees the failure data. Send this to your dev team when they ask why UPI success rates vary by flow.

UPI Intent vs Collect: Which One Actually Works Better?

From razorpay.com by Razorpay

  • Intent deep-links directly into the customer's UPI app; Collect requires a manual app-switch and approval.
  • Reported Intent success rates run materially higher than Collect, per Razorpay's data, exact figures vary by report.
  • Recommended pattern: Intent on mobile, dynamic QR on desktop, gateway handles bank-side retry logic.
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📄 Article
✓ Link checked India Free Intermediate

Why we picked it Most Indian D2C traffic is mobile, and this is Razorpay's own guidance on where mobile checkouts specifically lose people, worth reading alongside Baymard's more general research for the India-specific mobile angle.

Mobile Optimized Checkout Flows

From razorpay.com by Razorpay

  • Mobile checkout abandonment consistently runs higher than desktop despite mobile being the majority of traffic.
  • Payment-method ordering (UPI first, not buried under cards) measurably affects mobile conversion.
  • Page-load speed at the payment step has an outsized effect on mobile drop-off.
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🛠️ Tool
✓ Link checked India Paid Intermediate

Why we picked it Razorpay's cross-border product page is the clearest place to see what an India-licensed PA-CB gateway actually offers an exporter, multi-currency acceptance, automated eFIRC, direct INR settlement, in one integration instead of stitching together a card gateway plus a separate FIRC process.

Multi-Currency Account for International Bank Transfers

From razorpay.com by Razorpay

  • Razorpay holds an RBI PA-CB (Payment Aggregator-Cross Border) licence for both inward and outward cross-border transactions.
  • Claims support for 135 currencies from 180+ countries, with automated eFIRC generation.
  • Settlement lands in INR at roughly T+2 to T+3, confirm current settlement terms before relying on the number.
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