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Payment Gateway Charges: Lowest Pricing & UPI Payment Gateway Fees in India

Cashfree · cashfree.com Free Beginner India

Cashfree's own live pricing page, broken out by payment method (cards, UPI, net banking, EMI, international cards), the fastest way to see that UPI carries 0% MDR while international cards run 3.5%+₹7. Use it to sanity-check whatever a sales rep quotes you.

  • UPI and RuPay currently carry 0% transaction fees on Cashfree.
  • International card fees run roughly 3.5% + ₹7 per transaction, factor this into exporter pricing.
  • 18% GST applies on the gateway fee, not on the full order value, don't double-count it.
Open on cashfree.com ↗

It answers 2 questions

  1. Which payment gateway should I actually use, Razorpay, Cashfree, PayU, or just Shopify's checkout?
  2. How do I optimise UPI at checkout, what's the difference between UPI intent and collect, and why do my UPI payments keep failing?

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  3. Video Cashfree vs Razorpay - Which One Is Best Payment Gateway? youtube.com
  4. The clearest technical explanation of why UPI Intent out-converts Collect, from the gateway that actually routes the... razorpay.com Article UPI Intent vs Collect: Which One Actually Works Better? Razorpay
  5. Most Indian D2C traffic is mobile, and this is Razorpay's own guidance on where mobile checkouts specifically lose people,... razorpay.com Article Mobile Optimized Checkout Flows Razorpay
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