Article

Stock Insurance for Businesses in India

BimaKavach Free Beginner India

Explains stock/inventory insurance mechanics specifically for Indian SMEs, including the common gap where a 3PL's own insurance doesn't actually cover your goods.

  • Explains SFSP (Standard Fire and Special Perils) as the typical policy structure
  • Flags the 3PL/warehouse coverage gap explicitly
  • Frames stock insurance as business-continuity protection, not a luxury add-on

It answers 2 questions

  1. How do I insure my inventory against fire, theft, or damage sitting in a warehouse?
  2. What about goods lost or damaged in transit or shipping, is that covered separately from warehouse insurance?

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