Fintech startups in Dubai

Feras Jalbout

Founded 2021 (Y Combinator S21), baraka is a DIFC/DFSA-regulated wealthtech app for GCC retail investors to buy US stocks, bonds, options and gold from $1. Closed a $20M Series A in Nov 2022 led by Valar Ven...

Craig Moore

Founded 2014, Beehive is MENA's first regulated P2P/crowdfunding lending marketplace connecting SMEs seeking finance with investors; has facilitated $100M+ in loans. Now an e& enterprise (Etisalat group) com...

Comfi is a Dubai B2B embedded-finance / BNPL platform for business purchases. Raised a large $65M pre-Series A (equity + debt) in 2026, led by Iliad Partners with Yango Ventures and Raw Ventures, plus credit...

Jon Edward Santillan & Walfrido Perez

Founded 2019, Denarii Cash is a Dubai cross-border money-transfer / remittance app targeting UAE-Philippines and other South/Southeast Asia corridors. Acquired by Dubai's Careem in July 2022 to power Careem ...

Kevin Kilty

Founded 2019, Hubpay is a Dubai cross-border wallet / remittance and multi-currency business-account fintech serving MENAP corridors (strong UAE-Pakistan/South Asia flows). First UAE startup licensed for dig...

Ian Dillon & Katharine Budd

Founded 2015, NOW Money is a Dubai fintech providing mobile accounts, payroll and low-cost remittances to low-income migrant/underbanked workers in the Gulf, partnering with employers. Closed a new financing...

Tariq Sheikh & Dani Molina

Founded 2019, Postpay is a Dubai Buy Now, Pay Later fintech for GCC shoppers and merchants. Raised $35M+ from investors including Afterpay and Australia's AP Ventures, plus debt financing from Commercial Ban...

Antti Arponen

Founded ~2017, Pyypl is a Dubai blockchain-based mobile payments / financial-services platform for the unbanked and migrant smartphone users (no bank account or credit card needed); ~80% of users are migrant...

Jonathan Lau & Armin Moradi

Founded 2021, Qashio is a Dubai B2B spend-management + corporate-cards platform (digital wallets, smart cards, automated approvals, B2B loyalty) operating across 22 countries. Raised a $19.8M debt+equity rou...

Abdulla Almoayed

Founded 2017 in Bahrain, Tarabut (Tarabut Gateway) is MENA's largest regulated open-banking platform — a universal banking API connecting banks and fintechs for account data and payments. Relocated HQ to Dub...

Sirish Kumar & Khalil Alami

Founded 2014, Telr is a Dubai online payment-gateway provider — APIs and tools for businesses to accept and manage payments via web, mobile and social, with offices in the UAE, Singapore, India and Saudi Ara...

Marwan Hachem & Anas Zaidan

Founded 2019, YAP is a Dubai neobank / independent digital banking platform (launched with RAK Bank rails) — accounts, cards, transfers, spending analytics with no physical branches. One of the UAE's earlies...

Mohamed Alabbar (chairman/founder-shareholder)

Founded 2018, Zand is a Dubai fully-licensed all-digital bank (and crypto custodian) serving corporate, institutional, fintech and wealth clients, positioned to bridge TradFi and DeFi. Founder-shareholders i...

Nameer Khan

Launched 2023 by MENA Fintech Association chairman Nameer Khan, Fils is a Dubai-based B2B2C ESG/climate fintech-infra layer — embedded API that lets payment companies track and offset carbon via high-integri...

Saad Ansari

Xpence is a Dubai digital banking / spend-management platform for SMEs, startups and freelancers — business accounts, cards, invoicing, receipt scanning and real-time expense tracking in one mobile app.

** AI-powered corporate-cards and spend-management fintech. Raised a $48M Series A in August 2025 led by Peak XV Partners — one of the largest early-stage fintech rounds in MENA. A leading Dubai B2B fintech/...

Ibtissam Ouassif & Ammar Afif (est. 2019)

Dubai-HQ'd Buy-Now-Pay-Later fintech targeting larger-ticket purchases, with an explicit travel-and-tourism vertical (e.g., staycation/hotel financing partnerships such as Sandy Beach Hotel & Resort). Mashre...

** Dubai-based regulated digital-assets and payments infrastructure startup. Raised a $12.2M Series A led by Galaxy and e& capital (with Further Ventures), taking total funding past $26M; later secured a lic...

** Dubai-founded proptech/mortgage-and-real-estate platform digitizing home-buying and broker workflows. Raised a $59M Series B in July 2025 to expand across the Middle East and Europe (atop a $40M+ Series A...

** Dubai proptech simplifying real-estate/property management for owners, tenants and partners — portfolio management, market insights and flexible rent-payment options. Part of Dubai's dense proptech-fintec...

** Emirati-founded (Helal Tariq Lootah, Alexandre Soued) B2B data-analytics/open-finance fintech that turns raw transaction data into enriched, categorized insight for banks and fintechs across MENA. Raised ...

** UAE/Dubai-based fintech simplifying payments and financial operations for MENA SMEs. Raised a $3.4M round (2024) led by 4DX Ventures with the Dubai Future District Fund. A homegrown SME-payments player.

** Dubai-based SME spend-management platform (smart corporate cards + expense automation). Raised a $7M pre-Series A co-led by Shorooq Partners and Augmentum Fintech, following a $12M seed. Competes with Ala...

** Dubai-based wealthtech/roboadvisory and commission-free investing app for the MENA retail investor (automated portfolios, trading, savings). A leading homegrown consumer wealthtech scale-up in the DIFC fi...

** Dubai-based fractional real-estate investment platform letting retail investors buy into income-generating Dubai property from small tickets. A leading consumer proptech-fintech democratizing real-estate ...

** MENA's leading BNPL/shopping and financial-services app, founded in Dubai. Reached a $3.3B valuation on a $160M Series E in February 2025 — the region's most valuable fintech and a full-blown unicorn expa...

** Dubai-based real-world-asset (RWA) tokenization platform. Raised a $3.2M pre-seed in September 2025 (Exponential Science, Triliv Holdings and others). Rides Dubai's RWA/tokenization wave alongside PRYPCO.

** Dubai-based consumer/SMB digital-wallet and P2P payments app. Raised a $22M Series A (2024). A homegrown Dubai fintech targeting frictionless peer and merchant payments.