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HDFC Bank Biz Power Credit Card
HDFC Bank · hdfc.bank.in Paid Beginner India
HDFC Bank's own page for its mid-tier business card, the one most small businesses with steady spend end up on. It states the fee (₹2,500 plus taxes, waived after ₹4 lakh spent in a card year) and the earn rate: 5 reward points per ₹200, and 5X on income tax and GST payments, bill payments and Google and Meta ads.
- Joining and renewal fee is ₹2,500 plus taxes; spend ₹4 lakh in an anniversary year and the next renewal is waived.
- Run tax payments, GST and ad spend through it: those categories earn 5X reward points.
- A reward point is worth up to ₹0.65, so check the redemption value before you count the rewards.