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ICICI Bank Business Advantage Black Credit Card
ICICI Bank · icici.bank.in Paid Beginner India
ICICI Bank's cashback business card, for a business that wants money back rather than points. The page sets out the ₹1,500 plus GST joining fee (credited back after ₹75,000 spent in 60 days), the ₹1,000 plus GST annual fee (waived above ₹7,50,000 a year), cashback up to 1% in months above ₹75,000 capped at ₹2,000 a month, and 3.75% a month interest if only the minimum is paid.
- Cashback is up to 1% in a month above ₹75,000 of eligible spend and up to 0.5% domestic between ₹25,000 and ₹75,000.
- Fuel, utilities, insurance, government and tax payments and education do not earn cashback.
- Pay in full: carrying a balance costs 3.75% a month.