Article

New Insurance Bill 2025 Explained

Vajiram and Ravi · vajiramandravi.com Free Advanced India

An explainer on what the 2025 law leaves out: no composite licence (a life insurer still cannot sell non-life insurance), and no cut to the minimum capital of ₹100 crore for insurers and ₹200 crore for reinsurers.

  • Plan for ₹100 crore of capital if you want to be an insurer.
  • Life and non-life still need separate companies.
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The question it answers

  1. What does it take to start an insurance company in India?

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