I’m Ariyan Saikh, founder and CEO of UnPay Innovation Private Limited, where I’m building financial infrastructure for the next generation of businesses.
I started working in the financial services ecosystem at 17, initially in Aadhaar-enabled e-governance services. When that business model changed, I moved into PAN card services and built an offline merchant network. That experience pushed me to learn programming and eventually build the technology myself rather than depend entirely on third-party systems.
Over the years, I’ve worked across fintech, payments, banking infrastructure, lending, KYC, and financial operations. That experience led me to start UnPay with a simple belief: financial infrastructure is still far too fragmented and difficult to build on.
Today, we’re building UnPay as a programmable fintech infrastructure platform covering connected banking, payments, payouts, KYC, lending infrastructure, reconciliation, risk, accounting, and other financial workflows through APIs and modular products.
I care deeply about building technology that is reliable in the real world—not just impressive in a demo. Security, compliance, scalability, developer experience, and operational reliability matter to me as much as product innovation.
I’m particularly interested in the intersection of fintech, banking, technology, AI, automation, and financial infrastructure. Long term, I want to build UnPay into infrastructure that businesses can use to launch and operate financial products without having to build the entire financial stack from scratch.
I’m still early in the journey, and there is a lot left to build. My focus is simple: build something genuinely useful, earn trust, and create infrastructure that can operate at serious scale.
