Building <div>I’m an experienced Product Leader &amp; Business Head at FPL with over 10 yrs of overall experience . We're currently valued at $1.4B in 3 years of operation. Currently focusing on re-imagining credit cards and increasing access to Credit Score.&nbsp;<br><br>Scaling OneScore - India’s favourite Credit Score app to new heights. Over the last 3 years, I’ve built product teams here and helped scale our business from 0-17m users and from a valuation of $10m to $1.4b in less than 3 yrs.&nbsp;<br><br>OneCard, our card product is one of the most loved new generation credit cards in the industry.&nbsp;<br><br>Previously i built &amp; scaled my own short video startup to 500k users. Prior to this i built &amp; grew the growth team at Gaana to power us to 10m+ users at a 95%growth.&nbsp;<br><br>I also invest and advice startups in my free time. Areas of interest: fintech, short video,&nbsp;<br><br>To contact me, feel free to reach out directly at vernekardinesh at gmail.com. I write extensively on tech on my blog https://productnotes.in/&nbsp;<br><br>My specific areas of expertise -<br><br>1. GTM - launching new products and startups<br>2. Consumer insights&nbsp;<br>3. Product Management&nbsp;<br>4. Fintech - PFM, Credit Cards, Credit Score, Lending.</div>