Fintech startups in Singapore

Walter de Oude (founder)

Founded 2014 as Singapore's first digital life insurer; merged with Aviva Singapore (2020) to become the largest locally-incorporated life insurer with a digital-first model. FLAG: fully acquired by Japan's ...

Eric Barbier, Peter De Caluwe

Founded 2016, Thunes operates a global cross-border B2B payment network (the 'Direct Global Network') reaching 130+ countries. Hit unicorn status in 2023 at a $900M+ valuation; raised a $150M Series D in 202...

Kelvin Teo, Reynold Wijaya

Founded 2015 (at Harvard Business School), Funding Societies is SE Asia's largest SME digital-financing platform, having disbursed US$4B+ across 5 markets. Backed by SoftBank Vision Fund 2 ($144M Series C+, ...

Wei Zhu, Raunak Mehta

Founded 2016, Igloo is a full-stack, B2B2C embedded-insurance insurtech, distributing micro and usage-based cover through platforms like Shopee, Lazada and Gojek across SE Asia. Uses big data and automated c...

(Ant International)

Digital Wholesale Bank serving MSMEs, licensed by MAS and launched 2022. FLAG: wholly-owned subsidiary of Ant International (China) — Singapore-incorporated but foreign-parent-controlled; included as an SG-l...

Walter de Oude

Launched July 2024 by Singlife founder Walter de Oude, Chocolate Finance is a spare-cash management account targeting ~3.5–4.2% returns with no lock-ins. Scaled to ~S$1.1B AUM and ~100k users within a year; ...

(Grab + Singtel JV)

Digital Full Bank backed by Grab and Singtel, awarded an MAS licence in 2020 and opened to the public in Nov 2024. Offers SDIC-insured savings with daily-interest 'Saving Pockets'. Part of Grab's Singapore-H...

Asheesh Chanda, Vivek Mohindra, Vineeth Narasimhan

Founded 2016, Kristal.AI is a digital private-wealth platform for accredited/HNW investors, licensed in Singapore, Hong Kong, India and the UAE. Crossed US$1B+ AUM (2022) with a strong B2B(2C) EAM/advisor ne...

(Sea Group)

Digital Full Bank launched by Singapore-HQ'd Sea Group (Shopee/Garena), publicly available since March 2023. Offers a no-fee savings account and SME banking, integrated with the Sea/Shopee ecosystem. SDIC-in...

Dhruv Arora

Founded 2019, Syfe is a digital wealth/investment platform (managed portfolios, cash, brokerage) for retail and mass-affluent investors. Raised a $27M Series C in 2024, became profitable in Singapore in earl...

(Standard Chartered + FairPrice Group JV)

Digitally-native full bank launched Sept 2022 by Standard Chartered and FairPrice Group. Crossed 1M+ customers rapidly to become one of the world's fastest-growing digital banks; SDIC-insured deposits, cards...

Vikas Nahata, Nikhilesh Goel

Founded 2015, Validus is a digital SME supply-chain lending platform operating across Singapore, Indonesia (Batumbu), Thailand and Vietnam; has disbursed US$3B+ in loans. Secured $50M in debt financing from ...

Caecilia Chu, Kelvin Lam

Founded 2018, YouTrip is a multi-currency e-wallet and travel card supporting 150+ currencies with no FX fees, plus a corporate arm (YouBiz). Woman-led (CEO Caecilia Chu). Raised a $50M Series B in 2023 led ...

Danny Toe, Darius Liu

Founded 2017 (as iSTOX), ADDX is a MAS-regulated digital-securities exchange and B2B tokenization-infrastructure platform that fractionalizes private-market assets (pre-IPO equity, PE/hedge funds, bonds), cu...

Jefferson Chen

ADVANCE.AI is the enterprise SaaS arm of Advance Intelligence Group, providing KYC/KYB digital identity verification, fraud prevention, compliance and process-automation to banks, fintechs and e-commerce acr...

All-in-one finance operating system for SMEs and startups — business accounts, corporate cards, expense management and spend controls. A Singapore-HQ'd fintech scaling across Southeast Asia and a frequently ...

Buy-now-pay-later and digital-lending brand under Singapore-HQ'd Advance Intelligence Group, offering embedded consumer credit across Southeast Asia. A prominent Singapore fintech/BNPL player in the embedded...

Christian Schneider, Clare Leighton

Founded 2021 by ex-Uber/Rocket Internet/Citi execs, Bluesheets is an AI financial-data-automation SaaS that ingests and structures unstructured finance documents for accounting and reconciliation. Raised a U...

Insurtech operating an insurance exchange/embedded-protection marketplace across Asia, US and Europe. Closed a Series C at US$147M in mid-2025 at a ~US$2.1B valuation (total raised US$690M+), cementing unico...

Digital wealth-management platform offering advised investing across cash, CPF and SRS savings, integrated with payroll/retirement channels. A leading Singapore wealthtech and fintech soonicorn.

Aravind Gopalan, Raja Jayaraman

Founded 2021, Growfin is an AI-based accounts-receivable and cash-collection SaaS for B2B finance teams (customers include Intercom, FourKites, LeadSquared). Raised a US$7.5M Series A (2023) led by SWC Globa...

Real-time cross-border payments infrastructure for banks, fintechs and businesses, with a payout network across 220+ countries and 100 currencies. A Singapore-HQ'd fintech unicorn, though a substantial share...

AI-assisted accounting, bookkeeping and back-office SaaS for small businesses and startups. Raised a US$17M Series B in 2024. Singapore-HQ'd fintech/SaaS serving SMEs across multiple markets.

Cashback, rewards and shopping-discovery super-app launched in Singapore in 2014, now spanning multiple markets with millions of users and 2,000+ merchants, and expanded into fintech/BNPL. A homegrown Singap...

Martin Markiewicz, Michael Wilkowski, Julia Markiewicz

Founded 2013, Silent Eight builds AI (now agentic 'Iris 7') for financial-crime compliance — automated alert adjudication, name/transaction screening and sanctions decisions deployed in 150+ markets by banks...

Digital wealth manager (robo-advisory) founded 2016 by Michele Ferrario, Freddy Lim and Nino Ulsamer — the largest digital wealth manager in SEA and MENA. Singapore-HQ'd fintech soonicorn that pioneered Sing...

Rahul Shinghal, Saroj Mishra & Arul Kumaravel

** Founded 2020, Tazapay is a regulated cross-border B2B payments platform (escrow + local payment rails) serving merchants across APAC, MENA and emerging markets — infrastructure for global trade. Processes...

Abhishek Chatterjee, Jeeta Bandopadhyay

Founded 2014, Tookitaki is a RegTech / anti-money-laundering SaaS using a community-driven federated-learning approach (AFC Ecosystem, FinCense platform) for transaction monitoring and screening at banks and...

Rajith Shaji, Rajesh Raikwar

Founded 2019/2020 (YC-backed), Volopay is a spend-management SaaS combining corporate cards, expense management, bill-pay and accounting automation — 'Brex for Southeast Asia.' Raised a US$29M Series A (2022...