More about Kunal Varma
Kunal is the Co-founder & CBO of MoneyTap - India’s first Credit Line app. He is a serial entrepreneur and has founded two other companies before MoneyTap.
In his previous avatar, Kunal was the Co-founder and CEO of Tapstart (formerly Skillwiz), a job discovery platform for consumers. It touched the lives of more than 300K consumers in less than two years of launch and exited in 2015.
Kunal bootstrapped and started Aspirare around 2010 as a services business in the learning and assessments space, which eventually moulded into Tapstart. Before that, his venture was offering other Marketing Services for SMEs. Both these ventures were profitable with positive cash flows.
Kunal has gotten his hands dirty on every aspect of building a business - right from product development, engineering, inbound marketing, sales and business development, customer service, operations and fundraising.
Before starting his entrepreneurial journey, he spent more than seven years in the field of technology and R&D, building next-gen semiconductor products for wireless and handheld devices. He worked in engineering management positions at Texas Instruments. Kunal did his B. Tech in Computer Science from IIT Roorkee and holds an MBA in Marketing & Strategy from ISB, Hyderabad. He is a restless soul, a fitness buff and a foodie.
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Featured speaker at previous eChai events:
Founders and startup folks who joined past eChai startup events
The eChai Effect - In Their Words
"For me, eChai is a second home. I've been associated with it since the early days, when it was already setting a different tone for how startup communities could work. As a traditional business owner entering the new-age D2C space, eChai supported me in every direction. Over the years, it became my window to the startup world — and also gave me lifelong friends who continue to show up, for business and beyond."
Pankaj Bhimani
Founder, 58miles
"From late-night brainstorming over chai to early morning founder calls, eChai has been more than just a network for me; it’s been home base for ideas, impact, and inspiration. What started as a simple meetup years ago turned into a powerful movement, connecting founders, creators, and dreamers. I’ve had the privilege of seeing startups find product-market fit, marketers (like me) find unexpected collaborations, and most importantly, people finding their tribe. संगच्छध्वं संवदध्वं – Let us move together, speak together. It’s not just a verse from the Rigveda — it’s how Jatin and the entire eChai community truly operate. We don’t just network, we grow together. Forever grateful to be a part of the eChai Effect.
Jaydip Parikh
Chief Everything Officer at Tej SolPro
"If there’s one phrase that sums up my journey, it’s truly ‘The eChai Effect.’ Six years ago, I simply walked into my first eChai event, not knowing what to expect. The honest conversations, energy, and inspiration from founders and entrepreneurs struck a chord within me. That eChai spark became the catalyst for everything to follow. I proudly say: my entrepreneurship journey started—and keeps evolving—because of eChai. Redicine Medsol’s story is integrally linked to this community. I’ve gained so much, not just as a founder but as a forever volunteer and grateful member of the eChai family. With all my heart, thank you Jatin Bhai and everyone at eChai for shaping, guiding, and supporting my dreams. The eChai Effect will always be a part of my story."
Kush Prajapati
Founder, Redicine Medsol
eChai Partner Brands
eChai Ventures partners with select brands as their growth partner - working together to explore new ideas, open doors, and build momentum across the startup ecosystem.
