More about Kunal Varma
Kunal is the Co-founder & CBO of MoneyTap - India’s first Credit Line app. He is a serial entrepreneur and has founded two other companies before MoneyTap.
In his previous avatar, Kunal was the Co-founder and CEO of Tapstart (formerly Skillwiz), a job discovery platform for consumers. It touched the lives of more than 300K consumers in less than two years of launch and exited in 2015.
Kunal bootstrapped and started Aspirare around 2010 as a services business in the learning and assessments space, which eventually moulded into Tapstart. Before that, his venture was offering other Marketing Services for SMEs. Both these ventures were profitable with positive cash flows.
Kunal has gotten his hands dirty on every aspect of building a business - right from product development, engineering, inbound marketing, sales and business development, customer service, operations and fundraising.
Before starting his entrepreneurial journey, he spent more than seven years in the field of technology and R&D, building next-gen semiconductor products for wireless and handheld devices. He worked in engineering management positions at Texas Instruments. Kunal did his B. Tech in Computer Science from IIT Roorkee and holds an MBA in Marketing & Strategy from ISB, Hyderabad. He is a restless soul, a fitness buff and a foodie.
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Featured speaker at previous eChai events:
Founders and startup folks who joined past eChai startup events
The eChai Effect - In Their Words
"eChai is playing biggest role in my personal and professional life together. Its a community where i meet like minded people to share idea and learn from their idea. Even while playing cricket i learn something and i implement something new from that learning. Its my entry point for building network in different countries where my base is not established yet. Personally my only fun activity day in a week is eChai cricket and social."
yash shah
Chairman, ES Group of Companies
"eChai has played a truly pivotal role in HummingBird’s journey — even before Day Zero. From ideation to establishment and into growth, it’s been a constant source of support. It connected me with incredible people who’ve become more than just friends. One of the biggest reasons I chose to stay in Ahmedabad is because of the eChai community. It has shaped my growth — both personally and professionally — in ways that are hard to articulate. Honestly, words fall short when I try to express what eChai means to me. I’m deeply thankful and forever grateful to eChai for being such an integral part of my journey."
Harsha Bhurani
Founder, HummingBird Consulting Group
“You don’t plan to build a company via eChai. You just keep showing up … and one day, you realize you did.” I’ve known Jatin since 2012, when I was still deciding what kind of second innings I wanted to play as an entrepreneur. Over the years, through events, chai breaks, intros, and seemingly small conversations, eChai helped shape not just Upsquare but also refined the lens through which we see collaboration. At Upsquare, we’ve hired talent, met partners, discovered co-investors, and built lifelong friendships. One of our joint ventures exists today only because a casual eChai memory sparked a deeper trust. Now, as we build House of Starts — our venture builder — eChai continues to fuel our mission: co-creating a shared future. eChai isn’t just a startup network. It’s a trust network. And for business builders like me, that makes all the difference."
Utpal Vaishnav
Founder @ Upsquare & House of Starts • Angel Investor + LP
eChai Partner Brands
eChai Ventures partners with select brands as their growth partner - working together to explore new ideas, open doors, and build momentum across the startup ecosystem.
