More about Kunal Varma
Kunal is the Co-founder & CBO of MoneyTap - India’s first Credit Line app. He is a serial entrepreneur and has founded two other companies before MoneyTap.
In his previous avatar, Kunal was the Co-founder and CEO of Tapstart (formerly Skillwiz), a job discovery platform for consumers. It touched the lives of more than 300K consumers in less than two years of launch and exited in 2015.
Kunal bootstrapped and started Aspirare around 2010 as a services business in the learning and assessments space, which eventually moulded into Tapstart. Before that, his venture was offering other Marketing Services for SMEs. Both these ventures were profitable with positive cash flows.
Kunal has gotten his hands dirty on every aspect of building a business - right from product development, engineering, inbound marketing, sales and business development, customer service, operations and fundraising.
Before starting his entrepreneurial journey, he spent more than seven years in the field of technology and R&D, building next-gen semiconductor products for wireless and handheld devices. He worked in engineering management positions at Texas Instruments. Kunal did his B. Tech in Computer Science from IIT Roorkee and holds an MBA in Marketing & Strategy from ISB, Hyderabad. He is a restless soul, a fitness buff and a foodie.
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Featured speaker at previous eChai events:
Founders and startup folks who joined past eChai startup events
The eChai Effect - In Their Words
"For me, eChai is a second home. I've been associated with it since the early days, when it was already setting a different tone for how startup communities could work. As a traditional business owner entering the new-age D2C space, eChai supported me in every direction. Over the years, it became my window to the startup world — and also gave me lifelong friends who continue to show up, for business and beyond."
Pankaj Bhimani
Founder, 58miles
"eChai isn’t just a startup community … it’s a mindset . eChai has been one of the most impactful communities in my entrepreneurial journey. It’s been a turning point . In a world where building something can often feel isolating, eChai gave me a sense of belonging. I’ve found mentors, collaborators, and friends here — people who genuinely want to see you succeed. It’s a space where ideas are challenged, actions are celebrated, and founders grow not just in scale, but in clarity and confidence. From late-night ideas to early-morning pitches, this community has quietly but powerfully shaped the way I build, think, and dream. I’ll always be grateful for the way eChai creates spaces where founders don’t just grow businesses — they grow together."
Koumal Kalantry
Founder, Bignano Ventures
"I have evolved from role of Community Builder to Startup Consultant to Startup Ecosystem Enabler to Angel Investor and now launching a Venture Studio and eChai has been a catalyst in my overall journey as Startup Evangelist since 13 years."
Mehul Shah
Co-Founder at Counselvise & Ivy Growth
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