Public markets

How do I actually start a SIP in India?

The short answer

A SIP is just an automatic monthly purchase of a mutual fund, and setting one up is a short, boring process. In outline: complete KYC once (PAN, Aadhaar, a quick verification), pick one or two broad, low cost index funds (direct plans, not regular, to avoid commission drag), choose a monthly amount you will not miss, and set the auto debit. Then leave it alone. The hard part is not the mechanics, it is not stopping when markets fall, which is exactly when the SIP is doing its best work. Use a neutral platform and prefer direct plans.

A curated summary to orient you, not advice. The resources below are the real value.

Go deeper, your way

3 hand-picked resources, 3 India-specific, 1 link-checked. Pick how you want to dig in.

🎓 Course
✓ Link checked India Free Beginner

Why we picked it The free, India-first walkthrough of what a mutual fund and an index fund actually are, direct vs regular plans, and how a SIP works.

Mutual Funds

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