History says that because markets rise more often than they fall, putting a lump sum in sooner has usually beaten drip-feeding it, since your money spends more time invested. But usually is not always, and a lump sum right before a fall feels awful, which matters when you are a founder already sitting on concentrated risk. A common middle path in India is a systematic transfer plan, where you park the money in a low-risk fund and move it into equity over a few months, so you neither sit fully in cash nor go all in on one day. If the amount is small relative to your net worth, just invest it and move on. If it is large, staging it can protect you from regret. Tax treatment of the parking fund and any exit loads change over time, so confirm current rules with a CA or a qualified advisor.
4 resources, 4 India-specific, 3 link-checked.
The market regulator own free investor-education portal: unbiased basics on investing, mutual funds, and avoiding scams, with nothing to sell you.
From SEBI by SEBI
Open investor.sebi.gov.in →The mutual fund industry body investor corner: fund basics, NAVs, and how SIPs work, straight from the source.
From AMFI by AMFI
Open amfiindia.com →The free, India-first walkthrough of what a mutual fund and an index fund actually are, direct vs regular plans, and how a SIP works.
From Zerodha Varsity by Zerodha Varsity
Open zerodha.com →A no-nonsense, ad-light India personal-finance site: plain math and free calculators for emergency funds, goals, and asset allocation, with no product to sell you.
From Freefincal by M. Pattabiraman
Open freefincal.com →
