Money, pricing & unit economics

I'm not a finance person, what books/records do I actually need to keep from day one?

The short answer

At minimum: a sales register (every order, with GST split if applicable), a purchase/expense register (raw materials, ads, shipping, software), a bank reconciliation, and inventory records (what you bought vs what you've sold vs what's left). Almost every founder can skip spreadsheets and go straight to a proper accounting tool (Zoho Books, Vyapar, Tally) from month one, GST invoicing and return prep alone make it worth the Rs 500-1,500/month. The real discipline isn't the tool, it's doing it weekly, not saving three months of receipts for your CA at year-end.

A quick summary to orient you. The real value is below: the resources worth your time, from people who've actually done it, not us.

Here are the resources

Hand-picked from around the web, each with a note on why it earns your time. India-specific ones carry a badge.

3 resources 3 India-specific 2 link-checked Read Use

Read

📄 Article
✓ Link checked India Free Beginner

Why we picked it A CA firm's practical picks rather than a vendor's self-promotion, useful second opinion when deciding what to actually implement versus what a software company wants to sell you.

Best Bookkeeping Software in India: Best Picks (2025)

From PKC India

  • Recommendations come from a practicing accounting firm, not a vendor
  • Compares tools by realistic small-business fit, not just feature count
  • Good starting shortlist before you demo software yourself
Open pkcindia.com
📄 Article
India Free Beginner

Why we picked it A neutral, feature-by-feature comparison of the three tools every Indian founder actually considers, saves you from three separate sales pitches.

Zoho Books vs. Tally vs. Vyapar: How Do They Compare?

From G2

  • Compares pricing, GST features, and ease of use across the three tools
  • Notes Tally's steeper learning curve versus Zoho/Vyapar's simpler UX
  • Useful for matching tool choice to whether you want desktop-first or mobile-first billing
Open g2.com

Use

🛠️ Tool
✓ Link checked India Freemium Beginner

Why we picked it The easiest on-ramp into proper bookkeeping for a founder with zero accounting background, free under Rs 25 lakh turnover and GST-compliant invoicing out of the box.

Zoho Books, Online Accounting Software for India

From Zoho Books by Zoho

  • Free tier for businesses under Rs 25 lakh annual revenue
  • Built-in GST invoicing, filing prep, and bank reconciliation
  • Clean interface that doesn't assume prior accounting knowledge
Open zoho.com

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