Klub, GetVantage or Velocity - which RBF platform is actually right for my brand?
The short answer
All three do the same core thing - non-dilutive capital repaid as a share of revenue - but they differ on minimum revenue history, ticket size and how fast they disburse; GetVantage typically wants 12 months of revenue and $6,000+ MRR, Velocity funds up to ₹4 crore with a 5-10% revenue share, and Klub's ticket sizes range from ₹2 lakh to ₹30 crore. Get quotes from at least two before you pick, because the effective cost (fee cap, tenure, and how they treat a slow month) varies more than the marketing pages let on. Match the lender to your use case: short inventory cycles want fast disbursal, ongoing ad spend wants a longer, flexible facility.
A quick summary to orient you. The real value is below: the resources worth your time, from people who've actually done it, not us.
Here are the resources
Hand-picked from around the web, each with a note on why it earns your time. India-specific ones carry a badge.
Why we picked it
An independent-feeling review of GetVantage's eligibility bar (12 months revenue, $6,000+ MRR, 40% online payments) and how it stacks against alternatives, rather than GetVantage's own marketing copy.
Why we picked it
A rare India-specific look at non-dilutive funding for D2C brands - working capital and revenue-based debt matched to inventory and marketing cycles instead of the default 'raise a round' instinct.
Why we picked it
Puts GetVantage, Klub, Velocity and other Indian RBF players side by side, which is exactly the comparison a founder needs before picking a lender rather than defaulting to whichever one ran a LinkedIn ad at them.
Why we picked it
The product page for the RBF platform Indian D2C and ecommerce brands actually use, funding up to ₹4 crore with a 5-10% revenue share over 6-24 months. Go here once you're ready to compare a live term sheet, not just read theory.
