We plan to bring eChai across 100 cities in India. It starts with eChai Startup Demo Day on 26 September, all in person. 11 cities confirmed, 189 founders registered. Any city that reaches 20 interested founders is on too. See your city
Scale, fund & exit

Klub, GetVantage or Velocity - which RBF platform is actually right for my brand?

All three do the same core thing - non-dilutive capital repaid as a share of revenue - but they differ on minimum revenue history, ticket size and how fast they disburse; GetVantage typically wants 12 months of revenue and $6,000+ MRR, Velocity funds up to ₹4 crore with a 5-10% revenue share, and Klub's ticket sizes range from ₹2 lakh to ₹30 crore. Get quotes from at least two before you pick, because the effective cost (fee cap, tenure, and how they treat a slow month) varies more than the marketing pages let on. Match the lender to your use case: short inventory cycles want fast disbursal, ongoing ad spend wants a longer, flexible facility.

Go deeper

4 resources, 4 India-specific, 3 link-checked.

📄 Article
✓ Link checked India Free Intermediate

An independent-feeling review of GetVantage's eligibility bar (12 months revenue, $6,000+ MRR, 40% online payments) and how it stacks against alternatives, rather than GetVantage's own marketing copy.

Ultimate GetVantage Review (Plus Alternatives)

From ecaplabs.com by ECL

  • Eligibility typically requires 12 months of revenue history and $6,000+ MRR.
  • Financing ranges from roughly $20,000 to $500,000 with a flat fee structure.
  • Repayments flex with monthly sales rather than a fixed schedule.
Open ecaplabs.com
🛠️ Tool
✓ Link checked India Freemium Intermediate

The product page for the RBF platform Indian D2C and ecommerce brands actually use, funding up to ₹4 crore with a 5-10% revenue share over 6-24 months. Go here once you're ready to compare a live term sheet, not just read theory.

Velocity - India's Largest Revenue Based Financing Platform

From dashboard.velocity.in by Velocity

  • Funds up to ₹4 crore per brand against future revenue.
  • Revenue share of roughly 5-10%, repaid over 6 months to 2 years.
  • Built specifically for ecommerce and D2C sales data, not generic SME lending.
Open dashboard.velocity.in
📄 Article
✓ Link checked India Free Intermediate

A rare India-specific look at non-dilutive funding for D2C brands - working capital and revenue-based debt matched to inventory and marketing cycles instead of the default 'raise a round' instinct.

How D2C SMEs in India Are Using Debt Financing to Scale Sustainably

From recurclub.com by Recur Club

  • Debt financing suits recurring, predictable needs like inventory better than equity does.
  • Indian D2C brands increasingly blend equity with working-capital debt rather than choosing one.
  • Lender matching considers revenue, runway and cash-flow data, not just collateral.
Open recurclub.com
📄 Article
India Free Beginner

Puts GetVantage, Klub, Velocity and other Indian RBF players side by side, which is exactly the comparison a founder needs before picking a lender rather than defaulting to whichever one ran a LinkedIn ad at them.

5 Revenue-Based Financing Platforms Enabling Early-Stage Startups

From yourstory.com by YourStory

  • RBF lets founders raise capital by pledging a percentage of future revenue, no equity given up.
  • Different platforms specialise by ticket size, sector and disbursal speed.
  • Repayment is tied directly to sales performance, not a fixed EMI schedule.
Open yourstory.com

Terms in this answer

People also ask

Also in Starting Up

The same ground, over in Raise money, our Starting Up track.

Also in GTM

The same ground, over in Sell through other people, our GTM track.

eChai Partner Brands