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The difference between the two capitals in plain words, and the point most founders miss: registration fees and stamp duty are set by authorised capital, while there has been no minimum paid-up capital since the Companies (Amendment) Act 2015.

Authorised vs Paid-Up Capital: Guide to Company Registration

From razorpay.com by Razorpay Rize Article

• You can begin with as little as Rs 1,000 paid-up capital.
• Authorised capital decides registration fees and stamp duty.
• Paid-up capital can never exceed authorised capital.

India's most used payment gateway for small businesses, taking UPI, cards and netbanking. The pricing page lists a standard fee of 2% plus GST per transaction, with no gateway fee for the first 90 days on its current offer and custom pricing above ₹5 lakh a month.

Razorpay pricing

From razorpay.com by Razorpay

Razorpay Payment Gateway on eChai Explore

• Payment Pages give you a payment link without any coding.
• Budget 2% plus GST of every online sale as the cost of collecting it.

A side-by-side table of the memorandum and the articles under the Companies Act 2013, with the six clauses of the MOA and what the AOA governs.

Difference between MOA and AOA

From razorpay.com by Razorpay Rize Article

• The MOA (Section 4) sets the company's scope; the AOA (Section 5) its internal rules.
• The MOA has six clauses: name, registered office, object, liability, capital and subscribers.
• The AOA can be altered more easily than the MOA.

A 2026 map of every MCA form a private company meets, from name reservation (RUN) and SPICe+ incorporation with e-MOA and e-AOA to share allotment and capital changes.

List of MCA Forms for Company Filings (Complete Guide 2026)

From razorpay.com by Razorpay Rize Guide

• SPICe+ (INC-32) bundles incorporation with PAN, TAN, GST, EPFO and ESIC registration.
• The MOA and AOA are filed as e-MOA (INC-33) and e-AOA (INC-34).
• Share capital changes are reported on SH-7 and new allotments on PAS-3.

A guide to the company forms under Indian law, including holding and subsidiary companies, to place a holding structure among the options.

Different Types of Companies in India

From razorpay.com by Razorpay Rize Guide

• A holding company is a relationship between companies, not a separate legal form.
• Most holding companies are private limited companies.
• Choose the form before you incorporate.

Six offer letter samples (standard, executive, internship, remote and more) and a note that an Indian offer letter should be in writing and signed by both parties to bind.

6 Job Offer Letter Templates and Sample Formats

From razorpay.com by RazorpayX ~11 min read

• Have the candidate sign and return the letter.
• Cover job title, reporting line, start date, salary and termination terms.
• Use the internship sample for interns rather than adapting an employee letter.

Razorpay's incorporation service for a private limited company, priced at Rs 1,499 plus government fees with DSCs, DIN, name approval, MoA and AoA included and registration in 7 to 10 business days. The page also lays out the documents and the first-year compliance calendar.

Private Limited Company Registration (Razorpay Rize)

From razorpay.com by Razorpay

Razorpay Rize on eChai Explore

• Rs 1,499 plus government fees, DSC tokens included.
• First board meeting within 30 days of incorporation; four a year, no more than 120 days apart.
• AOC-4 within 30 days and MGT-7 within 60 days of the AGM, held by 30 September.

Razorpay's LLP registration service at Rs 1,499 plus government fees, with a worked cost table: RUN-LLP Rs 200, FiLLiP Rs 500 to 1,000 for contribution up to Rs 1 lakh, stamp duty and DSCs, about Rs 7,500 to 15,000 all in, done in 7 to 15 working days.

LLP Registration Online in India (Razorpay Rize)

From razorpay.com by Razorpay

Razorpay Rize on eChai Explore

• Reserve the name with RUN-LLP (Rs 200), incorporate with FiLLiP, then file the LLP agreement in Form 3 within 30 days.
• PAN and TAN are allotted through FiLLiP.
• Budget about Rs 7,500 to 15,000 all in with a professional.

Razorpay's payroll for Indian companies, which pays salaries and calculates, pays and files statutory compliance. Prime covers up to 20 employees at ₹3,499 a month plus 18% GST, with ₹150 a month for each additional employee.

RazorpayX Payroll pricing

From razorpay.com by Razorpay Pricing page

RazorpayX Payroll on eChai Explore

• Prime is ₹3,499 a month plus GST for up to 20 employees.
• It files PF, ESI, PT and TDS as well as paying salaries.
• Pick it over a free tool when you want compliance filings done for you.

Attendance and leave inside RazorpayX Payroll: attendance arrives through the website, biometric devices or APIs and flows straight into salary calculation and payout. Worth it when attendance decides pay.

RazorpayX Payroll attendance management

From razorpay.com by Razorpay Product page

RazorpayX Payroll on eChai Explore

• Attendance can come from a biometric device, the web or an API.
• Leaves and attendance feed the pay run, so no separate export is needed.
• Pricing is the RazorpayX Payroll plan, not a separate charge.

Razorpay's incorporation service, priced at Rs 1,499 plus government fee for a Private Limited Company, an LLP or an OPC on its own page. A natural pick if you will bank and take payments with Razorpay, since the company lands ready for its other products.

Razorpay Rize: register a Private Limited, LLP or OPC

From razorpay.com by Razorpay Product page

Razorpay Rize on eChai Explore

• Pvt Ltd, LLP and OPC are each Rs 1,499 plus the government fee.
• Its page says which structure suits which business: a Pvt Ltd if you plan to issue shares or raise equity.
• Ask what is included after incorporation, since annual filings are a separate service.

A March 2026 explainer of the One Person Company limits: OPCs used to be forced to convert once turnover passed Rs 2 crore or paid-up capital Rs 50 lakh, and the Companies (Incorporation) Second Amendment Rules, 2021 removed that compulsory conversion.

OPC turnover limit: the old conversion rule and what changed in 2021

From razorpay.com by Razorpay Rize 6 min read

• An OPC can keep running after crossing Rs 2 crore turnover or Rs 50 lakh capital.
• Conversion to a private limited is now a choice, made when you want more members or investors.
• Guides that still describe a mandatory conversion trigger predate the 2021 amendment.