Real estate

Buy vs rent when your income is anything but steady, and how to get property exposure (REITs, fractional platforms) without locking up cash or taking a loan.

What founders use for real estate, ranked by how many answers lean on it.

  1. The India reference on short vs long term capital gains, holding periods, and rates for equity, funds, and property, so you... ClearTax Article Capital gains tax in India ClearTax In 5 answers
  2. What a REIT is, how it works in India, and why it gives property exposure with far more liquidity than a flat. ClearTax Article REITs: real estate investing without buying property ClearTax In 5 answers
  3. The tax detail on REIT and InvIT payouts and gains, so you know what you actually keep before you invest. ClearTax Article How REITs and InvITs are taxed in India ClearTax In 5 answers
  4. The India tax angle on a home loan: the deductions on principal and interest, and what actually qualifies for them. ClearTax Article Home loan tax benefits ClearTax In 4 answers
  5. The best reminder that avoiding ruin beats chasing returns, and that wealth is the money you don't spend. The whole founder... The Psychology of Money Book The Psychology of Money Morgan Housel
  6. A practical India-first reference for keeping personal and company finances (and their tax) cleanly separate. ClearTax Article ClearTax: personal and business tax guides ClearTax
  7. A calm explainer of what a secondary actually is, who has to approve it, and how the price gets set, before you raise it with... Carta Article How secondary sales work at private companies Carta
  8. The clearest, calmest case ever written for low cost index investing and leaving it alone. Global, but the mindset travels... jlcollinsnh.com Essay The Stock Series JL Collins
  9. The full menu of section 80C tax-saving options (PPF, ELSS, insurance, and more) under the old regime, in one place. ClearTax Article Section 80C deductions ClearTax
  10. What debt funds are, the types, the risks, and their recently changed tax treatment in India, before you park money in one. ClearTax Article Debt mutual funds, explained ClearTax

The questions

Buy vs rent for a founder 9

Why the usual buy-a-house advice fits a salaried life better than a founder's.

Should I buy a house while I'm building a startup? 3 → Does taking a home loan make sense on irregular founder income? 3 → My parents keep pushing me to buy a house. Should I? 2 → How much of my net worth is safe to tie up in a home? 2 → Should I buy a house right after a secondary or a big funding round? 2 → All 9 questions in Buy vs rent for a founder →
REITs and property exposure 5

Getting real estate into your portfolio without locking up cash or taking a loan.

Is there a way to invest in real estate without buying property? 4 → What exactly is a REIT and how do I buy one in India? 4 → How are REITs taxed in India? 4 → Are REITs a safer way to get property exposure than buying a flat? 4 → How much of my portfolio should be in real estate if I already own my home? 4 →
eChai Partner Brands The partnership →