Money, pricing & model
Your business model, what to charge, and whether the numbers work.
What founders use for money, pricing & model, ranked by how many answers lean on it.
- Set your take rate too high and you do not lose users to a competitor, you lose the transaction itself: buyer and seller meet... Sharetribe Academy Article · Long read, roughly 15 to 20 minutes How to prevent marketplace leakage (disintermediation) Juho Makkonen
- Enterprise sales theory assumes a deal team and a discovery process, but an early founder is often talking to someone they... Tortoise Labs Essay How to Talk to Potential Customers About Pricing Nick Rimsa
- This is the cleanest breakdown of the real decision: it maps public pricing versus a contact sales gate onto your deal size... Monetizely Article Should I Display Our SaaS Pricing on the Homepage? A Strategic Breakdown Monetizely
- A first-person founder account from Buffer's CEO on choosing to put their pricing (and the costs behind it) fully in the open,... Buffer Essay Introducing Transparent Pricing: What Your Money is Used for When You Purchase a Buffer Subscription Joel Gascoigne
- This is the canonical piece on packaging one product into three tiers so it stretches across price-sensitive and premium buyers... Harvard Business Review Article · Article, around 10 to 12 minute read The Good-Better-Best Approach to Pricing Rafi Mohammed
- When your product is half built, the temptation is to give it away and hope revenue comes later. Ash Rust argues the opposite:... Medium Essay · ~8 min read Startup Sales: How to Charge your First 5 Customers Ash Rust
- This is the practical companion to charging early: how to set a first customer rate you can raise later without making early... The Bootstrapped Founder Article · ~10 min read Your Initial Pricing Will Never Be Right, But Try Anyway Arvid Kahl
- This lays out the exact tension in the question: a lifetime deal hands you $50k to $500k today, but those buyers keep consuming... Dodo Payments Article · about 8 min read Why Lifetime Deals (LTDs) are a Double-Edged Sword for SaaS Aarthi Poonia
- Most pieces on this question are payment vendors selling you a billing model, so they always land on subscriptions. This is a... Indie Hackers Essay Subscriptions vs. One-Time Payments: A Developer's Honest Take Smoteria
- This is the rare piece that answers the currency question the way an Indian founder actually hits it: the GST angle (invoicing... Skydo Article Should I Invoice in INR or Foreign Currency? Sukanya (reviewed by CA Akshay Kumar), Skydo
- This is the vendor-neutral walkthrough of how to actually structure a pricing test so you can trust the result. It starts with... Stripe Article Pricing experiments: A guide for businesses Stripe
- Most pricing advice stays abstract, so here is a real writeup of an experiment with the numbers left in. They raised the... Conversion.com Essay Using experimentation to find a product's optimal price (and increase RPV by 16% in the process) Stephen Pavlovich
- This is the exact question you are asking, answered by someone who has sold a lot of enterprise software. Lemkin gives you a... SaaStr Article Dear SaaStr: Our Biggest Customers Are All Asking for Custom Features. When Do We Say Yes? Jason Lemkin
- Before you say yes to the custom features nobody else wants, this essay makes you sit with the real risk: one account that pays... Startup Patterns (Medium) Essay The One Big Customer Trap Sam McAfee
- This is the clearest single write-up on why an annual plan exists in the first place: it front-loads cash and it holds people... Paddle Article · About a 12 minute read Annual plans: Why every SaaS company needs to sell them Paddle
- This tackles the exact fear you named: a buyer who wants your product but cannot predict the bill, and sometimes builds it... Andreessen Horowitz (a16z) Article · About 8 minute read Customers Want Predictability in Usage-based Pricing. Here's How to Help Them Get It. Tugce Erten and Mark Regan
- This is the cleanest head-to-head on the exact question you are asking: it puts the two models side by side, gives real... HelloAdvisr Essay · ~10 min read Should I offer freemium or free trial, which drives better growth? HelloAdvisr
- Once you have decided free is worth trying, this is the practical follow-through: a step by step way to decide what stays free,... RevenueCat Article · ~15 min read 6 Steps To Design A Freemium Tier That Actually Converts Daphne Tideman
- This is a focused, plain-language piece on the exact trap in the question: a low blended CAC that quietly counts customers you... Eightx Article · Short read (10 to 12 min) What Is Blended CAC vs Paid CAC? Matt Putra
- This is the piece that made cohort-based LTV the default way serious investors think, and it is exactly the right medicine when... Social Capital / The Startup (Medium) Article · About 20 minute read Diligence at Social Capital, Part 3: Cohorts and (revenue) LTV Jonathan Hsu
- This is the cleanest plain-language separation of the two margins we found, and it walks through both formulas with actual... Shopify Article · About 8 minute read Contribution Margin vs. Gross Margin: What's the Difference? Shopify
- This is the essay that separates the two payback numbers that actually matter to you: the accounting payback (when the revenue... Point Nine (Point Nine Land) Essay · About a 15 minute read The Art and Science of Figuring out Your CAC Payback Time Christoph Janz
- This piece nails the exact trap in your question: you can have great unit economics, a customer worth 5 times what it cost to... RoadmapOne Article · About a 10 minute read CAC Payback Period: The Cash Flow Metric That Gates Your Growth Speed Mark Holt
- If you sell a one-time product and think LTV is a SaaS thing, this piece does the reframe cleanly: for a physical-goods brand,... Top Growth Marketing Article · Long read, about 20 to 25 minutes Unit Economics for DTC Brands: The Complete Guide Jack Paxton
The questions
Business models explained 18
How the money actually flows.
What business model should I choose for my startup?
3 →
What's the difference between SaaS, marketplace, and transactional business models?
3 →
How do I make money from a free product or freemium model?
3 →
How does a marketplace actually make money and solve the chicken-and-egg problem?
3 →
Should I sell to businesses (B2B) or consumers (B2C)?
2 →
All 18 questions in Business models explained →
Pricing & packaging 18
Charge money. Charge more. Here's how.
How do I decide how much to charge for my product?
3 →
What is a value metric and why does it matter for pricing?
2 →
How many pricing tiers should I have and how should I package them?
3 →
Am I charging too little for my product?
3 →
How do I raise prices without losing my existing customers?
3 →
All 18 questions in Pricing & packaging →
Unit economics & modeling 18
Know what a customer costs and earns.
What are unit economics and why do they matter?
3 →
How do I calculate CAC (customer acquisition cost) and LTV?
3 →
What is a good LTV to CAC ratio?
3 →
What metrics should I actually track as an early-stage SaaS founder?
3 →
How do I build a simple financial model or revenue projection?
3 →
All 18 questions in Unit economics & modeling →
Bootstrapping & profitability 18
Grow on customer money, keep control.
Can I really build a successful startup without raising money?
3 →
How do I bootstrap a startup with little or no money?
3 →
How did Zoho and Zerodha bootstrap to billion-dollar companies?
3 →
How do I reach profitability (or ramen profitability) as fast as possible?
3 →
Bootstrapping vs raising VC, how do I decide?
3 →
All 18 questions in Bootstrapping & profitability →
Startup finance & accounting 18
Keep the books, watch the runway.
What financial basics does every founder need to understand?
2 →
What is burn rate and runway, and how do I calculate them?
2 →
How should I manage cash flow so my startup doesn't run out of money?
3 →
Do I need an accountant and proper bookkeeping from day one?
2 →
What taxes and compliance do I need to handle as an Indian startup?
1 →
All 18 questions in Startup finance & accounting →
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The partnership →