Money, pricing & model
Your business model, what to charge, and whether the numbers work.
What founders use for money, pricing & model, ranked by how many answers lean on it.
- This is the essay that separates the two payback numbers that actually matter to you: the accounting payback (when the revenue... Point Nine (Point Nine Land) Essay · About a 15 minute read The Art and Science of Figuring out Your CAC Payback Time Christoph Janz
- A free, driver-based Google Sheets model where you plug in your own assumptions and actuals and watch the numbers flow through... Drivetrain Tool · Free Google Sheets template, roughly 30 to 60 minutes to populate SaaS Financial Model Template in Google Sheets Drivetrain
- This piece nails the exact trap in your question: you can have great unit economics, a customer worth 5 times what it cost to... RoadmapOne Article · About a 10 minute read CAC Payback Period: The Cash Flow Metric That Gates Your Growth Speed Mark Holt
- If you sell a one-time product and think LTV is a SaaS thing, this piece does the reframe cleanly: for a physical-goods brand,... Top Growth Marketing Article · Long read, about 20 to 25 minutes Unit Economics for DTC Brands: The Complete Guide Jack Paxton
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Video · Short explainer, under 10 minutes
What Shopify Customer Lifetime Value (CLV) Is & How to Calculate It
Shopify
- Where the a16z essay defines the metrics, this one reads like an audit checklist for the model you just built. It names eight... Capidel Article Unit Economics and CAC/LTV: The Metrics Every Startup Financial Model Needs Capidel
- This is a clean, plain-language walk through the numbers that decide whether your pricing actually works: contribution margin,... Mercury Article · ~12 min read What is unit economics, and does it matter for your startup? Dan Kang
- This is the rare piece that treats Indian and dollar pricing as two different economic games, not one price converted at the... Product Growth Article SaaS Pricing in India: The Rupee vs Dollar Dilemma Product Growth (productgrowth.in)
- An Indian founder who actually built and scaled a SaaS business at home talks bluntly about pricing, instead of a generic... The Neon Show Podcast 7 Myths About Selling B2B SaaS In India (ft. Unicommerce founder Kapil Makhija) Siddhartha Ahluwalia (host), Kapil Makhija (guest)
- This is SaaSBOOMi's canonical case for why building from India is a structural edge, written by Manav Garg, who founded Eka... SaaSBOOMi Essay The India Advantage Manav Garg
- This piece answers the sequencing question head on: it places unit economics right at the handoff between reaching... Stage 2 Capital Article · About 8 minute read Understanding Unit Economics: The Bridge Between Product-Market Fit and Go-to-Market Fit Brent Holloway
- This is the canonical a16z reference that defines the marketplace vocabulary you actually need before you build a model: GMV vs... Andreessen Horowitz (a16z) Essay 13 Metrics Every Marketplace Company Should Track Jeff Jordan, Li Jin, D'Arcy Coolican, Andrew Chen (a16z)
- Most CAC math quietly assumes one funnel, and that breaks the moment you have to pay to acquire both sellers and buyers. This... Natalie Luu, Lightspeed Venture Partners (Medium) Article How to Measure CAC in a Two-Sided Marketplace Natalie Luu (Lightspeed Venture Partners)
- Before you tune CAC and take rate, this book gives you the structural picture of why marketplace economics compound: network... W. W. Norton & Company Book Platform Revolution: How Networked Markets Are Transforming the Economy and How to Make Them Work for You Geoffrey G. Parker, Marshall W. Van Alstyne, Sangeet Paul Choudary
- This is the cleanest plain, formula-first explainer of the magic number: it gives you the exact calculation... Wall Street Prep Article · ~10 min read SaaS Magic Number: Formula + Calculator Wall Street Prep
- Bessemer built this from years of their own portfolio data, and it is the piece that answers the real question hiding inside... Bessemer Venture Partners (Atlas) Essay · long read plus benchmark charts Scaling to $100 Million Mary D'Onofrio, Bessemer Venture Partners
- This is the clearest walk-through of the exact trap you are in: your spreadsheet shows a healthy per-unit margin because unit... Toptal Article · About a 15 minute read Don't Scale an Unprofitable Business: Why Unit Economics (Still) Matter Toby Clarence-Smith
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Video · About 6 minutes
How to calculate burn rate, runway, and growth rate
Tim Brady
- Patrick Campbell built ProfitWell on more pricing data than almost anyone in SaaS, and this piece distills his core idea: find... LTSE (Long-Term Stock Exchange) Essay · ~10 min read Patrick Campbell's ProfitWell Playbook: Boost startup revenue with value metric pricing Patrick Campbell
- If you started cheap to win early deals, this covers the follow-up problem: how to raise prices on existing accounts without... OpenView Article · ~12 min read SaaS Pricing Guide: When & How to Raise Prices Without Losing Customers Kyle Poyar
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Video · Short explainer video, a few minutes
Cash Flow vs. Profit: What's the Difference?
HBS Online
- This is the clearest honest look at why a services arm quietly starves your product: Jason Cohen (who bootstrapped WP Engine)... A Smart Bear (Jason Cohen) Essay The unfortunate math behind consulting companies Jason Cohen
- This is the most concrete piece on turning repeatable service work into a scalable offer, built around finding the 20 percent... Consulting Success Article The Consultant's Guide to Productization Michael Zipursky
- This is the essay that gave the industry a clean way to answer your question: divide net burn by net new ARR, and you know how... Craft Ventures (Medium) Essay · About a 12 minute read The Burn Multiple David Sacks
The questions
Business models explained 18
How the money actually flows.
What business model should I choose for my startup?
3 →
What's the difference between SaaS, marketplace, and transactional business models?
3 →
How do I make money from a free product or freemium model?
3 →
How does a marketplace actually make money and solve the chicken-and-egg problem?
3 →
Should I sell to businesses (B2B) or consumers (B2C)?
2 →
All 18 questions in Business models explained →
Pricing & packaging 18
Charge money. Charge more. Here's how.
How do I decide how much to charge for my product?
3 →
What is a value metric and why does it matter for pricing?
2 →
How many pricing tiers should I have and how should I package them?
3 →
Am I charging too little for my product?
3 →
How do I raise prices without losing my existing customers?
3 →
All 18 questions in Pricing & packaging →
Unit economics & modeling 18
Know what a customer costs and earns.
What are unit economics and why do they matter?
3 →
How do I calculate CAC (customer acquisition cost) and LTV?
3 →
What is a good LTV to CAC ratio?
3 →
What metrics should I actually track as an early-stage SaaS founder?
3 →
How do I build a simple financial model or revenue projection?
3 →
All 18 questions in Unit economics & modeling →
Bootstrapping & profitability 18
Grow on customer money, keep control.
Can I really build a successful startup without raising money?
3 →
How do I bootstrap a startup with little or no money?
3 →
How did Zoho and Zerodha bootstrap to billion-dollar companies?
3 →
How do I reach profitability (or ramen profitability) as fast as possible?
3 →
Bootstrapping vs raising VC, how do I decide?
3 →
All 18 questions in Bootstrapping & profitability →
Startup finance & accounting 18
Keep the books, watch the runway.
What financial basics does every founder need to understand?
2 →
What is burn rate and runway, and how do I calculate them?
2 →
How should I manage cash flow so my startup doesn't run out of money?
3 →
Do I need an accountant and proper bookkeeping from day one?
2 →
What taxes and compliance do I need to handle as an Indian startup?
1 →
All 18 questions in Startup finance & accounting →
eChai Partner Brands
The partnership →